Privacy Policy
Who We Are
Home Wallet is a family budgeting blog that shares practical tips on saving, meal planning, and household spending. This Privacy Policy explains how we collect, use, and protect your information when you visit our website or interact with our content.
Information We Collect
We collect information in three ways:
- Information you provide — e.g., your name and email address when you subscribe to our newsletter or send a message through the Contacts page.
- Information collected automatically — e.g., IP address, browser type, device info, pages visited, time on page, and referring URLs gathered via cookies and similar technologies.
- Information from third parties — analytics services that help us understand traffic and site performance (aggregated and de-identified where possible).
How We Use Your Information
- To publish and improve our blog content and user experience.
- To respond to your messages and support requests.
- To send optional newsletters and updates (only if you opted in).
- To monitor site performance, detect fraud or abuse, and maintain security.
- To comply with legal obligations and enforce our terms.
Legal Bases
Where applicable, we process personal data on one or more of these bases: consent (e.g., newsletter), legitimate interests (e.g., basic analytics and site security), contract (when responding to your requests), and legal obligation.
Cookies & Similar Technologies
We use cookies to remember preferences, analyze traffic, and improve features. Through our cookie banner you can accept, reject, or adjust non-essential cookies. For details, see our Cookies page (if available).
Analytics & Third-Party Services
We may use privacy-minded analytics tools to understand aggregated usage (e.g., page views, session duration). These providers may set cookies or receive limited technical data from your browser. We do not sell your personal data.
Email Communications
If you subscribe, we will send budgeting tips and updates. You can unsubscribe anytime via the link in our emails. We only send email to users who have opted in.
Data Retention
We keep personal information only as long as necessary for the purposes described above, to comply with legal obligations, or to resolve disputes. Newsletter data is retained until you unsubscribe or request deletion.
Security
We use reasonable technical and organizational measures to protect your information. However, no method of transmission or storage is 100% secure, and we cannot guarantee absolute security.
Children’s Privacy
Our content is intended for a general audience but not directed to children under 13 (or the equivalent age of consent in your jurisdiction). We do not knowingly collect personal information from children. If you believe a child has provided us personal data, please contact us to request deletion.
International Transfers
Our website may be accessed globally. If your data is transferred outside your country, we take reasonable steps to ensure appropriate safeguards consistent with applicable law.
Your Rights
Depending on your location, you may have rights to access, correct, delete, or restrict processing of your personal data, object to certain processing, and request data portability. Where processing is based on consent, you may withdraw it at any time. To exercise your rights, contact us via the Contacts page.
Do Not Track
Some browsers offer a “Do Not Track” signal. Our site does not currently change its behavior in response to DNT signals, but you can manage cookies via the banner or your browser settings.
Changes to This Policy
We may update this Policy from time to time. The “Last updated” date reflects the latest version. Significant changes will be posted on this page.
Contact Us
Questions about this Privacy Policy or your data? Please reach out on our Contacts page and we’ll respond as soon as possible.